Motorcycle Insurance Options
Ride with confidence knowing you are protected.
Basic Coverage (Included Free)
- Third-party liability insurance
- Required by Sri Lankan law
- Theft NOT covered
- Accidental damage NOT covered
- Natural disaster NOT covered
Important: Without full insurance, you are personally responsible for all repair or replacement costs, which will be deducted from your security deposit.
Full Insurance (Recommended - From 3 EUR/day)
- Third-party liability insurance
- Theft protection
- Accidental damage coverage
- Natural disaster damage
- 24/7 roadside assistance
- Replacement bike same day
Full insurance eliminates your personal liability for most incidents. Ride worry-free!
Exclusions (Not Covered)
The following situations are NOT covered under any insurance plan:
- Damage caused while riding under the influence of alcohol or drugs
- Damage caused by reckless or dangerous driving
- Damage caused by an unlicensed rider or unauthorized third party
- Deliberate or intentional damage
- Loss of personal belongings
- Damage to tires, chains, or cosmetic scratches from normal wear
- Riding on prohibited roads or outside Sri Lanka
How to Make a Claim
- Report immediately: Contact us via our 24/7 hotline or WhatsApp as soon as an incident occurs
- File a police report: This is mandatory for all theft and accident claims
- Document everything: Take photos of the motorcycle and scene from multiple angles
- Provide details: Written description of what happened, when, and where
- Claim processing: We handle the insurance claim on your behalf. Resolution typically takes 7-14 business days.